Your home is most likely the largest financial investment you and your family will ever make. It needs to be protected with a home policy. Everyone understands that these policies protect if there is a fire or weather damage, but they provide much more coverage than that. In Mississippi, our agents work with homeowners to get the right coverage in place before anything ever happens.
YWhile home insurance policies do protect from fire and weather damage, they actually do more than just that. The policy not only covers the physical structure, but it also covers the home’s contents such as personal items and furniture. It can also cover items that are damaged or stolen when you are away from home. For instance, if your laptop is stolen while you are working at the library, it’s covered. The liability coverage protects the homeowner in the event someone is injured on the property and they are found to be negligent. This is particularly important if the home has high-risk features such as a trampoline or swimming pool. If someone is injured, it will cover their medical expenses and any legal fees should they decide to sue.
YHome insurance policies also cover any structures on the property such as sheds, fences, and gazebos. While a home insurance policy covers many things, it does not cover flood damage. While damage from a failed water heater will be covered, severe weather flooding will not be. This needs to be covered by an additional flood insurance policy if the home is at risk.
YIn Mississippi, our agents at Mississippi Insurance Brokers, Inc regularly work with homeowners to get the protection they need. To get started, explore our website for general information. When you are ready, call or come in to visit with an agent. Your home is an investment for you and your family. The time to protect is before anything happens. Call us today for more information!